"The Bluff" by J. L. Hyde

Mandy Cramer has lived her entire life in a small lakeside town that is divided in two distinct groups: the working class, who live downtown, and the wealthy members of the ultra-exclusive Hawthorne Bluff Club.

Details of the club's one-hundred-year history are scant, as the members are notoriously tight-lipped and the gates remain closed to outsiders. When Mandy accepts a position as a nanny for the club president's children, she discovers more secrets than she ever bargained for.